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Ramai tak sedar polisi insurans standard bukan automatik lindungi kerosakan akibat letupan gas - PIAM
- Admin UKK
- Berita
KUALA LUMPUR: Pemilik rumah yang terjejas akibat letupan saluran gas di Putra Heights 2 April lalu ini hanya boleh membuat tuntutan insurans sekiranya hartanah dilindungi di bawah insurans pemilik rumah atau isi rumah yang mempunyai perlindungan tambahan bersesuaian.
Ketua Pegawai Eksekutif Persatuan Insurans Am Malaysia (PIAM), Chua Kim Soon, berkata ramai pemegang polisi masih tidak menyedari polisi insurans standard tidak secara automatik merangkumi perlindungan terhadap kerosakan akibat letupan gas domestik.
"Salah faham itu menyebabkan sesetengah pihak menyangka mereka dilindungi, sedangkan hakikatnya, perlindungan bergantung kepada jenis polisi dan manfaat tambahan yang dipilih.
"Walaupun kebanyakan polisi insurans rumah dan isi rumah standard di Malaysia meliputi kerosakan akibat letupan, pemilik perlu menyemak butiran perlindungan dengan syarikat insurans masing-masing atau merujuk kepada penyataan pendedahan produk bagi mendapatkan kepastian.
"Tuntutan biasanya dibuat berdasarkan kos pembinaan semula. Insiden yang berlaku pada 1 April itu menyebabkan kerosakan harta benda yang besar serta kecederaan dan mereka berhak menuntut pampasan daripada pihak yang terbukti cuai," katanya kepada BH.
Kim Soon berkata, kebanyakan polisi menetapkan tempoh pemberitahuan tuntutan antara tujuh hingga 14 hari selepas kejadian, namun dalam bencana berskala besar seperti di Putra Heights, sesetengah syarikat insurans mungkin menawarkan tempoh ihsan bergantung kepada terma polisi.
"Syarikat insurans mula memproses tuntutan hanya 13 hari selepas letupan berlaku.
"Industri insurans am mengambil langkah proaktif bagi mempercepatkan proses tuntutan dan meringankan beban pemegang polisi yang terjejas," katanya.
Katanya, antara inisiatif yang dilaksanakan PIAM termasuk perkhidmatan tuntutan di lokasi kejadian, bayaran pendahuluan sementara penilaian dijalankan, penundaan kenderaan rosak ke bengkel panel, serta penyediaan kenderaan gantian bagi mereka yang mempunyai perlindungan kenderaan komprehensif.
"Tragedi berkenaan menjadi peringatan penting mengenai keperluan perlindungan insurans yang mencukupi.
"Kejadian di Putra Heights itu adalah peringatan yang menyentuh hati bahawa bencana boleh berlaku tanpa diduga dan perlindungan insurans yang mencukupi dapat mengurangkan kesusahan yang dihadapi mangsa dengan ketara," katanya.
RECENTLY, a sudden fire broke out in the Putra Heights community, leaving many families homeless overnight and their lives thrown into turmoil.
We are deeply saddened by this tragedy and understand that every act of practical support plays a vital role in the path to rebuilding.
As an international mattress brand with manufacturing operations in Malaysia, King Koil feels a strong sense of responsibility.
We are donating 70 queen-size mattresses to the affected families, hoping that during this difficult period, a restful night's sleep can offer them strength, comfort, and the resilience to rebuild.
We know that our contribution may be small — a mattress cannot replace a home —
but we truly believe that a good night's sleep is the first step to rebuilding a life.
Each mattress represents our heartfelt care for the families affected. Each effort reflects our promise to this land we call home.
King Koil stands in solidarity with the people of Malaysia — through all challenges, together.
- Application deadline: June 30, 2025
- Mattress delivery begins: May 2025
- Delivery deadline: Dec 31, 2025
- Overwhelming response: Applications are actively coming in; limited slots available
- One mattress per household: Each eligible household will receive one Queen Size mattress to help support as many families in need as possible
- Possibility of further contribution: King Koil will continue to assess community needs and may consider expanding the donation if necessary.
SHAH ALAM: A briefing on the reconstruction of damaged homes for the victims of the Putra Heights gas pipeline explosion on April 1 is expected to be held within the next two weeks.
Selangor Menteri Besar Datuk Seri Amirudin Shari said that, for now, efforts are focused on securing rental housing for them before proceeding with the reconstruction.
“This involves a substantial allocation from the federal government, so we are currently awaiting their commitment. However, preliminary discussions have taken place.
“I have personally met with Housing and Local Government Minister Nga Kor Ming on the matter,” he told reporters after the Ehsan Raya Meriah Lain Macam event organised by the Selangor Agricultural Development Corporation at Wisma PKPS today.
Previously, the Housing and Local Government Ministry (KPKT) stated that the recovery and reconstruction of homes affected by the incident is one of its key priorities.
In a statement, KPKT said that a Special Task Force comprising its agencies, particularly implementing agencies such as Syarikat Perumahan Nasional Berhad (SPNB) and PR1MA, has been formed.
Commenting on claims by Taman Medan assemblyman Dr Afif Bahardin, who expressed disappointment that opposition representatives were not invited to the recent special briefing on the catastrophe, Amirudin said the allegation was baseless.
He explained that the briefing was held at the request of government bloc assemblymen, and opposition representatives can still access information through a dedicated website.
“The briefing focused on the support and aid provided to the victims and the extent of assistance rendered so far. All this information is available on the website. Investigations are still ongoing, involving technical departments and other relevant agencies,“ he said.
The April 1 blaze completely destroyed 81 houses with structural damage exceeding 40 percent and partially damaged another 81.
A further 57 homes were affected but not burnt, while 218 houses, including those in Kampung Tengah, Puchong, remained untouched.
PUTRAJAYA, April 18 — Prime Minister Datuk Seri Anwar Ibrahim has expressed gratitude for the strong commitment shown by the Chairman of Myanmar’s State Administration Council (SAC), Senior General Min Aung Hlaing, and the Prime Minister of Myanmar’s National Unity Government (NUG), Mahn Win Khaing Than, towards humanitarian aid and reconstruction efforts in the country.
“The spirit shown by both the SAC and the NUG is that the priority must be humanitarian efforts and reconstruction, while they would do whatever is necessary to avoid any extension of the fighting.
“So I take that in good spirit. I am very happy and I thank them, particularly the SAC, which gave a very firm commitment to ensure that our forces, civil society and the military helping out will be given a clear undertaking that it will be a peaceful venture,” he told reporters after attending the Finance Ministry’s Hari Raya Open House here today.
Earlier, both leaders (from SAC and NUG) pledged to extend the ceasefire in the country and ensure the safety of humanitarian workers following the devastating earthquake last month.
Anwar said the assurances were given during separate discussions he held with both leaders during his recent working visit to Thailand.
Anwar also held a virtual meeting with Mahn Win Khaing Than to discuss Myanmar’s escalating humanitarian needs.
Myanmar state media reported that the military government has granted amnesty to nearly 4,900 prisoners to mark the country’s traditional New Year, with an independent watchdog noting that at least 22 of those released were political detainees.
Just two days after a 7.7-magnitude earthquake struck central Myanmar on March 28, the Special Malaysia Disaster Assistance and Rescue Team (SMART) was deployed to Naypyidaw under Operation Starlight III, conducting search and rescue (SAR) operations and distributing aid.
The Myanmar Meteorological and Hydrological Department has reported 109 aftershocks since the initial quake, including a 6.4-magnitude tremor.
The disaster has left more than 3,600 people dead, over 4,800 injured and at least 141 still missing.
An estimated nine million people, including 2.7 million children, have been severely affected across 58 townships in East Bago, Kayin, Magway, Mandalay, Nay Pyi Taw, Southern Shan and Sagaing. —
PETALING JAYA:
Selangor menteri besar Amirudin Shari has told the opposition to refer to the state government’s website for the latest and detailed information on the Putra Heights gas pipeline fire.
This came in response to a Bersatu assemblyman’s complaint recently.
Afif Bahardin, the elected representative for Taman Medan, had expressed regret that Perikatan Nasional assemblymen were not invited for a special briefing held last week by the state government on the incident.
Amirudin said the special briefing was held following a request by government assemblymen.
“And the briefing focussed on aid distributed to the victims.
“But there’s a website (by the state government). If he (Afif) wants to keep track of the aid given, he can always check the website,” Amirudin told reporters at an event here.
He went on to dismiss the claim by Afif, who is also the Selangor PN secretary, that the decision to marginalise the opposition assemblymen was not only undemocratic but an attempt to manage the narrative.
“It’s a baseless claim,” he said, adding that the cause of the incident is still being investigated.
Earlier today, Selangor police chief Hussein Omar Khan said a preliminary report on the gas pipeline blaze would be released to the public in a week’s time.
Hussein said police were looking into elements of negligence or mischief in the incident.
The blaze involving one of three natural gas pipelines broke out at about 8.10am on April 1, sending flames more than 30m into the sky, with temperatures soaring to 1,000 degrees Celsius.
It took nearly eight hours for the fire to be extinguished. The blast left a crater 8m deep and 70m wide. As a result, 111 victims required medical treatment for burns and breathing difficulties.
The fire also left 81 houses destroyed, another 81 houses partially destroyed, and 57 damaged but not burnt.